Real stories and simple cover you can use from September to December
In the Philippines, Christmas starts in September. Parties, reunions and quick trips fill the calendar. The weather shifts, coughs and colds spread, and spending climbs. GLAPI has retail plans that quietly back you up so you can enjoy the season without worrying about surprise costs. Here are five simple ways they help.
1) Hospital bills do not steal your 13th month
Marco, 28, got dengue in November after a company outing. The ER, labs and a private room added up fast. At discharge the bill looked heavy, but his Hospital Assist Plus plan covered the confinement, emergency care that led to it, and the tests. He went home focused on rest, not on debt, and his bonus stayed for gifts and Noche Buena.
Explore Hospital Assist Plus: https://shop.generali.com.ph/hospital-assist-plus
2) Daily cash keeps the lights on when you cannot work
Ana is a single mum who had an appendectomy in December. Recovery meant no shifts and no pay for a while. Her Income Assist Plus gave a daily cash benefit during confinement. She chose Php 1,500 per day, which covered rent and groceries. Christmas dinner still pushed through at home.
See Income Assist Plus: https://shop.generali.com.ph/income-assist-plus
3) Quick checkups and tests before parties and trips
Tomas, 41, felt chest tightness after back to back celebrations. He booked a clinic visit and got an ECG and blood tests right away. With Care Assist, those outpatient checks were part of his yearly cover. Results were fine, he adjusted his routine, and he avoided a late night ER scare.
Know more about Care Assist: https://shop.generali.com.ph/care-assist
4) See a doctor when it matters, not only when it is urgent
Lola Nena planned a long bus ride for a family reunion. A routine visit flagged high blood pressure early. Thanks to her Consult Assist plan, she had a set number of face to face consults for the year, so booking was easy. Her doctor tweaked her meds and the trip went smoothly.
Check Consult Assist: https://shop.generali.com.ph/consult-assist
5) A small premium now beats a big surprise later
The Ber months are joyful, but they also bring more travel, more food and more chances to get sick. Buying cover now sets a clear budget and helps you act early on small health issues. You get peace of mind, less stress and more room for the things that matter.
Holiday ready, the GLAPI way
The Ber months bring reunions, road trips and late night cooking with family, but also heavier traffic, changing weather and more chances to get sick. A little planning now keeps the season light. Set a health check, keep a small emergency fund and choose cover that fits how you live. If you want help with big hospital costs, start with Hospital Assist Plus. If your pay stops when you are confined, Income Assist Plus gives daily cash to keep bills moving. For routine consults, labs and diagnostics, Care Assist helps you sort things early. If you prefer a set number of doctor visits through the year, Consult Assist makes it easy to book when it matters.Sort this in September and you protect your 13th month for gifts and travel, not for surprise medical costs. Share the plan with your family, book the first consult and save the numbers of your preferred clinics. Many people pair Hospital Assist Plus with Income Assist Plus for both bills and cash flow. When you are ready, browse the retail plans and pick what fits. It takes only a few minutes and gives you a season of calm. Explore cover here: https://shop.generali.com.ph/